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Yes that is correct instantly reduce your debt right now! No it isn't a sales pitch but I know by the end of one week doing the things in this article will instantly reduce debt and help you on the road to recovery.
First thing to think about is if you own your home. If you do then you probably have equity in your home so you can get a Home Equity Loan. This will Instantly Reduce Debt because it will mean you are paying less back each month, and that is a reduction in what you are paying long term. Next thing, Shop smart! By thinking about what you buy and not just visiting the supermarket and going around with a trolley you can instantly reduce debt, "How can I reduce debt if I am spending money?" I hear you ask. Well that is simple, your weekly shop is something that you will do no matter how much money you owe. We all need to eat right? So before you go make a list of exactly what you need and buy the supermarkets own brands (which are much cheaper)and you will save up to 50% on what you normally spend. Put the money you save in the Instantly reduce debt pot and move on. Do you drive to work? Can you walk to work? Saving money and the environment this way. Is there someone that works with you that lives close by that you can car pool with? If that person lives closer to work than you then you could drive to their house and pick them up one week then drive to their house and drop off your car while they drive the next week. By doing this even if that person lives halfway between your house and where you work you would save 25% of your monthly petrol bill. Put it in the Instantly Reduce Debt pot and move on. Are you like me and have a garage full of things that you might use one day? Well I don't have mine any more I went in there with a determined mind set and had a clear out on the worlds largest garage sale, eBay! I had an old exercise bike, cleaned it up, oiled it, persuaded my son it wasn't a climbing frame and posted it on eBay. $45 in the Instantly Reduce Debt pot. Once I had cleared everything out and posted it all on there I had $948.23 in the Instantly Reduce Debt pot. Someone purchased a big bag of old bolts I had for $7! People will buy anything, you don't know unless you try! There are many ways to instantly reduce debt you just need to apply a little magic formula to it, think positive, sacrifice, work hard and don't be afraid to get rid of things you don't need! For more valuable debt relief and free financial planning advice try visiting Online Money Advice located at http://www.onlinemoneyadvice.net where you will quickly and easily find a wealth of information on debt consolidation, credit repair and credit counseling advice that will help you financially and give you peace of mind for the future. |
